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How it Works - Merchant Cash Advance | Working Capital Loans | Merchant Account Loans

Bad Credit, Bankruptcy or Tax Liens, NO PROBLEM! 

 How it Works


Business Loan ApplicationTo apply please fill out the apply form or call our number 718-404-1167 and we can begin the application process shortly after. To be eligible you need an actual business operating for 3 months and have bank statements or accept credit cards as a form of payment. A minimum of $2,500 per month in gross revenues is required for companies that accept credit cards, and $10,000 monthly for those that do not. To complete the process and get you the business loan we require your most recent credit card and/or bank statements, and a one page application. The entire process can be completed quickly and then we can provide you with a business cash advance or unsecured business loans of up to $500k+.



Business LoansBusiness Loans: Once we establish the exact amount and type of  business loan, as well as the repayment time period, we can then go over the payback amount. Before our business loans are processed you will know the exact amount to pay back and the amount of time you have to pay it. However, the good thing is WE WILL NOT charge you any additional money if it takes you longer to pay your business loan. There are no hidden fees or restrictions on how you use the money. Our programs have helped small to medium-sized businesses fund expansion, marketing, payroll, equipment purchases, supply orders, taxes, inventory purchases, seasonal merchandise, restructuring, and emergency situations.



Business Loan PaymentsBusiness Loans Payment: Paying back our business loans are simple. No matter what the length of the business loan is, you still pay back the same amount. There are 2 ways to pay off the business cash advance option. If you choose to switch credit card processors we simply set up the account so a small percentage of the generated sales is allotted to go towards your business loan payments. The second option is if you choose not to switch processors we set up a lockbox with your processor and the small percentage of the generated sales is deposited towards paying off the advance. If you don’t process credit cards we have unsecured business loans such as ACH Loans where the payments are deducted through your bank account very similar to direct deposit. The most important note is  that we have various types of funding programs and are very flexible in the pay back process,



Business Cash AdvanceBusiness Cash Advance: Once the business financing is paid back you return to receiving the full amount of your sales revenue. The only difference is now your business has progressed and you experience the benefits of your investment. You also have the option to grow your business even more by renewing your business loan and the process is even easier. As long as your financial status has not changed you can simply contact our company either by phone or email and we can renew your funding, likely even receive more because of the established relationship. We take pride in providing our clients easy access to working capital in order to see their businesses develop into successful industry leaders.

Apply Now

Apply Now

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Connect With Us



  • I was given the best customer service I could have asked for. Thank you
    Steve Gas Station Owner
    Jan 24 2013, 11:23 (AM)
  • Received my loan, it was so quick and easy. What a relief in my hour of need
    Jarvis Car Garage Owner
    Feb 06 2012, 9:40 (AM)
  • I was denied a loan from a other lenders until we found Secured Money Solutions and got my cash immediately. Hassle Free!
    Oliver Restaurant Owner
    Jul 04 2011, 2:25 (PM)
  • We required loan Urgently and Secured Money Solutions were quick to get it to us. Thank You for your quick and professional response.
    Mona Salon Owner
    Jan 04 2012, 4:00 (PM)
  • I got denied but Secured Money Solutions got me funded in 48hrs. Their team of specialists are great!!!
    Mike, Retail Store Owner
    Apr 16 2012, 8:05 (PM)