SBA Loans
Affordable Government-Backed Business Loans
SBA loans are partially guaranteed by the U.S. Small Business Administration, allowing us to offer lower interest rates, longer repayment terms, and lower down payments than conventional loans. They're ideal for established businesses looking for affordable, long-term financing.
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Benefits of SBA Loans
Lower interest rates than conventional loans
Longer repayment terms (up to 25 years)
Lower down payment requirements
Various programs for different needs
Can be used for many business purposes
Build business credit with government-backed loans
Expert guidance through the process
Competitive terms for qualified borrowers
Real estate and equipment financing available
With years of relationships and exclusivity with the banks, we have access to the Fast Track Program where we can process your request and get you funded in 3 to 4 weeks time.
How It Works
Initial Consultation
Speak with our SBA specialists to determine which program best fits your needs.
Document Preparation
We help you gather and prepare all required documentation for your SBA application.
Application Submission
Submit your complete application through our streamlined SBA processing system.
SBA Review
Your application is reviewed by the SBA and our lending partners.
Approval & Closing
Once approved, review and sign your loan documents to finalize the process.
Receive Funding
Funds are disbursed to your business account for immediate use.
Basic Requirements
Here's what you typically need to qualify. Don't worry if you don't meet all criteria—we work with businesses in various situations.
- Minimum 2 years in business
- Good personal and business credit (typically 680+)
- Profitable business with positive cash flow
- U.S.-based business
- Owner(s) must be U.S. citizens or permanent residents
- No recent bankruptcies or defaults
- Last year's tax return
Why Choose Secured Money Solutions?
Fast Approval
Get approved in as little as 24 hours
$1B+ Funded
Trusted by thousands of businesses since 2008
Dedicated Support
Personal account manager for your business
Ready to Get Started?
Apply today and get the funding your business needs. Fast approval, competitive rates, and flexible terms.