Construction Loans
Financing for Your Construction Projects
Our construction loans provide the capital you need to build or renovate commercial and residential properties. From ground-up construction to fix and flip projects, we offer flexible financing solutions with competitive rates and experienced support throughout your project.
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Benefits of Construction Loans
Flexible draw schedules
Competitive construction rates
Finance ground-up construction
Renovation and improvement projects
Interest-only during construction
Convert to permanent financing
Experienced construction lending team
Quick approval process
Support throughout the project
How It Works
Bridge Loans
Short-term financing to bridge the gap between purchasing a new property and selling an existing one. Ideal for investors who need quick capital to secure deals.
Fix and Flip
Fast financing for real estate investors looking to purchase, renovate, and sell properties for profit. Quick closings and flexible terms to maximize your ROI.
DSCR Loans
Debt Service Coverage Ratio loans qualify based on the property's rental income rather than your personal income. Perfect for investors building rental portfolios.
Ground Up Construction
Financing for new construction projects from the ground up. Fund land acquisition, permits, materials, and labor with a customized draw schedule.
Progress Draws
Request additional draws as you complete construction milestones. Funds are released as work is verified.
Project Completion
Upon completion, convert to permanent financing or pay off the construction loan. We offer seamless transition options.
Basic Requirements
Here's what you typically need to qualify. Don't worry if you don't meet all criteria—we work with businesses in various situations.
- Detailed construction plans and budget
- Licensed and insured contractor
- Building permits and approvals
- Down payment (typically 20-30%)
- Good credit history
- Business and personal financial statements
- Land ownership or purchase agreement
Why Choose Secured Money Solutions?
Fast Approval
Get approved in as little as 24 hours
$1B+ Funded
Trusted by thousands of businesses since 2008
Dedicated Support
Personal account manager for your business
Ready to Get Started?
Apply today and get the funding your business needs. Fast approval, competitive rates, and flexible terms.