Business Lines of Credit
Flexible Financing Options for Your Business
A business line of credit gives you access to funds whenever you need them. Draw funds as needed, repay, and draw again—providing the ultimate flexibility for managing cash flow and seizing business opportunities.
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Benefits of Business Lines of Credit
Access funds whenever you need them
Only pay interest on what you use
Revolving credit—reuse as you repay
No collateral required for many programs
Quick approval process
Flexible repayment terms
Helps build business credit
Ideal for managing cash flow fluctuations
Cover unexpected expenses easily
How It Works
Apply Online
Complete our simple online application in minutes. Provide basic business information and financial details.
Quick Review
Our team reviews your application and matches you with the best line of credit options for your business.
Get Approved
Receive approval in as little as 24 hours. Review your terms and credit limit.
Access Your Funds
Draw funds whenever you need them through our simple online portal or by phone.
Flexible Repayment
Make payments on your schedule. As you repay, your available credit is restored.
Ongoing Support
Your dedicated account manager is always available to help with questions or additional funding needs.
Basic Requirements
Here's what you typically need to qualify. Don't worry if you don't meet all criteria—we work with businesses in various situations.
- Minimum 6 months in business
- At least $10,000 in monthly revenue
- Valid business bank account
- Credit score of 600 or higher
- No recent bankruptcies
Why Choose Secured Money Solutions?
Fast Approval
Get approved in as little as 24 hours
$1B+ Funded
Trusted by thousands of businesses since 2008
Dedicated Support
Personal account manager for your business
Ready to Get Started?
Apply today and get the funding your business needs. Fast approval, competitive rates, and flexible terms.