Terms of Use

By using our website and services, you agree to these Terms of Use. Please read them carefully.

1. Acceptance of Terms

These Terms of Use ("Terms") govern your use of Secured Money Solutions' website and services, including our business financing products, merchant cash advances, and related communications. By accessing our website, submitting an application, or opting into our services, you agree to be bound by these Terms.

2. Service Description

Secured Money Solutions provides business financing solutions including but not limited to:

• Merchant Cash Advances
• Business Lines of Credit
• Working Capital Loans
• SBA Loans
• Real Estate and Construction Loans
• Long Term Business Loans

We act as a broker connecting businesses with lending partners. Final approval and terms are determined by the funding partner.

3. Eligibility

To use our services, you must:

• Be at least 18 years of age
• Be a business owner or authorized representative
• Have a legitimate business operating in the United States
• Provide accurate and complete information in your application

4. User Obligations

By using our services, you agree to:

• Provide truthful, accurate, and complete information
• Notify us of any changes to your contact information
• Comply with all applicable federal, state, and local laws
• Not use our services for any fraudulent or illegal purposes
• Not interfere with or disrupt our website or services

5. SMS/Text Messaging Terms

By providing your phone number and checking the SMS consent checkbox on any form, you expressly consent to receive text messages from Secured Money Solutions regarding:

• Application status updates and funding notifications
• Appointment reminders and confirmations
• Document requests and account alerts
• Promotional offers (if opted in)

Message frequency varies based on your application status and account activity. Message and data rates may apply depending on your mobile carrier plan.

Opt-Out: You can cancel SMS messages at any time by texting STOP to +1 (877) 362-6217. After sending STOP, you will receive a one-time confirmation message, and no further messages will be sent unless you opt in again.

Help: For assistance with our messaging program, text HELP to +1 (877) 362-6217 or email capital@securedmoneysolutions.com.

Consent is not required to obtain any goods, services, or financing from Secured Money Solutions. Your phone number will not be shared with third parties for their marketing purposes.

6. Carrier Disclaimer

Wireless carriers are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission from your network provider.

7. Credit Authorization

By submitting an application, you authorize Secured Money Solutions and its lending partners to obtain consumer and business credit reports, verify information with third parties, and share your information with potential funding sources for the purpose of evaluating your application.

8. No Guarantee of Funding

Submission of an application does not guarantee approval or funding. All financing decisions are made by our lending partners based on their underwriting criteria. Secured Money Solutions makes no representations or warranties regarding approval odds, funding amounts, or terms.

9. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Secured Money Solutions or its licensors and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our written permission.

10. Limitation of Liability

To the maximum extent permitted by law, Secured Money Solutions shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities. We are not responsible for delays or failures in message delivery due to third-party carriers or other factors beyond our control.

11. Indemnification

You agree to indemnify and hold harmless Secured Money Solutions, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these Terms.

12. Modifications

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to this page with an updated "Last updated" date. Your continued use of our services after any changes constitutes acceptance of the modified Terms.

13. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the State of New York, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved in the state or federal courts located in New York.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15. Contact Information

For questions about these Terms of Use, please contact us:

• Phone: +1 (877) 362-6217
• Email: capital@securedmoneysolutions.com